Make Money Online With Referral Programs

make money online with referral programs

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make money online with referral programs

Companies know the importance of marketing through words of mouth, and therefore many of them have a referral program for customers to refer their products and services to family and friends.

These programs often offer rewards, such as cash or free credits, to the customers for their referral. It is a great way to make extra money while recommending your favorite services/products to others.

Here is a list of referral programs that you can join to make money:


Rakuten is an awesome cash-back program. When you refer a friend, Rakuten will pay you $25 bonus through your Rakuten account and your friend will receive $10 when he/she makes a qualifying purchase $25 or more. 

 [Related Post: How to Use Rakuten to Earn Money: 6 Hacks you Need to Know]


TopCashback is another free cashback program, where you get money back when shopping online. You can compare the Ebates’ deal with TopCashback’s to decide which one to use for a specific purchase. You’ll get $10 reward when a friend signs up with your referral link and earn $10 cashback.


BeFrugal is free cashback website/app that gives you cash back from online shopping among over 5000 stores. You’ll earn $10 Refer-a-Friend bonus for each qualified new member they refer.


Honey is free browser extension that can automatically find and apply coupon codes for online shopping. You invite a friend and can get $5 after they make the first qualifying purchase.


Ibotta is a free app to earn cash back for your grocery shopping. For every friend you refer, Ibotta will give you $5 and your friend $10 when they sign up with your referral link and start to use the app.

 [Related Post: My Top 5 Cash Back Apps: Get Paid for Shopping]


Digit is a money-saving and budgeting app. You and your friend will get $5 respectively when you refer a friend to Digit.


Acorns is an app that allows you round up your purchase to the nearest dollar and invest your spare change. It’s a great way to grow your wealth. When you refer friends to Acorn and they invest in their Acorns Core account, you and your friend will each get a $5 bonus in your Acorn account.


Groupon is a free app that delivers deals and coupons in your local area. You can earn $10 in Groupon Bucks when you refer a friend to Groupon and they buy their first deal.


Robinhood is a free app allowing users to buy and sell stocks without paying a brokerage fee. When you invite your friends to join Robinhood, you can both earn a free stock.

 [Related Post: Robinhood App Review: A Commission-free Trading App for Investors]


Airbnb is an online service that help people find affordable accommodations by booking a bed-and-breakfast at a low price. Invite people you know to join Airbnb; you can get $30 in credit for every person who completes a stay or goes on an experience.


TurboTax is a great tax software that helps you get tax refund you deserve. It is a tax software I’ve used for years. When you invite a friend to TurboTax, you get a $10 Amazon gift card when they complete their taxes.

Personal Capital

Personal Capital allows you to manage all of your online financial accounts in one place. When you refer a friend, both you and your friend will each get $20 when your friend open a free online financial management account and link a qualified investment account.


Zulily offers daily deals on thousands of items from well-known brands and household names. You earn $15 when you invite a friend and he or she make the first order on their website.


Betterment is a robo-advisor investment platform that creates a low-cost, diversified plan for you, and then constantly manages your account through. The management fee is 0.25% of your total investment, no minimum balance requirement. For each friend who joins, you get 30 days managed free and your friend gets 90 days managed free.

 [Related Post: 11 Best Side Hustles to Make Money]

 [Related Post: How to Make Money Online with Affiliate Marketing]

Do you find any programs you already signed up? Then you can start to make money online with referral programs now. Also check out the programs that you are not using yet; maybe you will find something you like.

I will periodically update this list and add new referral programs, so please check back soon!

make money online with referral programs

make money online with referral programsmake money online with referral programs


  1. Like your site! Very nice to look at and lots of useful information!

    Thanks for visiting mine:)

    1. Thanks! I’m glad you find it helpful.

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