Spending less allows us to save more. With a little effort, we can save more money by avoiding paying full price for items. Here are 7 easy ways to never pay full price for anything:
1. Use Cashback Apps
For example, when you use your Rakuten link to get to an online store (e.g., GNC, Amazon, Gap), you get certain percentage back to your account when you make purchase. You can even get cash back when you shop in store at some retailers, such as Sephora, Express, Bed, Bath & Beyond. Learn more about how to earn money with Rakuten here.
It is better to sign up multiple cashback apps because certain cashback deals may only be available from one app and the amount of cash back may vary across apps. Here are some of my favorite cash back apps: Rakuten, TopCashback, Ibotta, Swagbucks, ShopKick.
Some gives you cash back and some allows to accumulate points to redeem for gift cards.
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2. Keep Your Receipts
Many stores have a price-match policy. Keep your receipt as an evidence so when you noted a lower price you can ask the retailer to match the price and refund you the difference.
For example, a few months ago, I ordered a Dyson vacuum cleaner from Best Buy. After a few days, I noticed the price on their website has decreased by $20. I called the customer services for a price match. the lady from Best Buy was so helpful that she even informed me that Amazon sold it at an even lower price, so they would refund me $25 to my credit card.
In addition, don’t forget to sign up Paribus, a great software that can help you get some money back on online shopping when prices drop at a listed merchants such as Walmart and Costco.
[Related Post: Save Your Receipts: 8 Ways Receipts Can Help you Save Money]
3. Pay with a Reward Credit Card
When you choose to pay a bill with a rewards credit card, you are collecting points toward a reward such as gift cards or free airline mileage.
I strongly recommend Sapphire Preferred Credit Card which gives you 50,000 Points ($625 in Value) for signing up and generous reward points on travel, dining, and shopping.
Learn more about why Sapphire Preferred Credit Card is my favorite credit card.
4. Purchase Discount Gift Cards
Here are more ideas on getting gift cards to save money.
5. Use Coupons
I understand searching, collecting and clipping coupons can be quite a hassle. That’s why I was excited when I learned about the app Honey, a browser plugin for Chrome, Firefox, and Opera browsers.
When you install Honey extension on your browser (only taking two seconds), it will automatically apply coupon codes when you check out at your online shopping. Many retailers are participants of their program, including Papa Johns, Old Navy, Target, and many more.
6. Join Your Favorite Stores’ Reward Program/Mailing List
If you frequently shop from a certain retailer or brands, you should consider joining their loyalty program and mailing list. You will periodically receive their emails with exclusive promotions and/or coupons.
You may also get rewarded for being a frequent shopper there. For example, Childen’s Place has “My Points Rewards” to earn points towards gift cards when making a qualified purchase; Staples has a Reward Program that offers various benefits.
7. Check Out Weekly Ads
Check your weekly ad of retailers in your areas and get some ideas on what is on sale. This is particularly important for grocery shopping. A great way to save money on grocery is to plan meals based on what’s on sale.
If you have limited time to check what is on sale from a weekly ad, search for relevant coupons, plan recipes accordingly, and make a shopping list (Yes—sounds like quite a lot of work), I suggest you check out the Dinner Daily, a program designed to help people prepare dinner using ingredients that are on sale with only $5 per month subscription fee. They offer 2-week free trial. I love it!
Learn more about how to use the Dinner Daily for meal planning.
$5 Meal Plan is another wonderful meal plan service. It is a website that provides recipes for family meals that cost $5 or less.
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