COVID-19 pandemic has hit many aspects of our life, including personal finance. According to The New York Times, in April 2020, the unemployment rate…
Author: Savingchamps
20 Gorgeous Pieces of Jewelry for Frugal Moms
When it comes to jewelry, I am a quite picky person. I do not like to spend a fortune for an expensive piece of…
11 Simple Ways to Lower Income Tax: Better Prepare Earlier than Later
The tax season, more than any other time of a year, calls to mind that tax takes a sizable proportion of our income. While…
8 Smart Ways to Save Money at Restaurants
I’m living a frugal lifestyle and cook most meals at home. It does not mean that I hate dining out. Sometimes I do want…
7 Reasons Why Your New Year Financial Resolutions Do not Stick
Many of us like to set goals for the new year about career, health, relationship, or finance, but only a small percentage of people…
The Best Gift for yourself: Self-Improvement through Udemy Online Courses
Whether it is for writing a blog post, for using a new software, or for being a better communicator in daily life, I constantly…
How to Save Money on Car Costs: 12 Practical Tips
Owning a car is likely one of your largest expenses. The expenditure on gasoline, insurance, maintenance can take a large toll on your budget.…
60 Fantastic Online Resources that Help Saving Money
(Updated in January 2020） There are many online resources for saving money. Here is a list of useful websites and apps that help you…