COVID-19 pandemic has hit many aspects of our life, including personal finance. According to The New York Times, in April 2020, the unemployment rate…
20 Gorgeous Pieces of Jewelry for Frugal Moms
When it comes to jewelry, I am a quite picky person. I do not like to spend a fortune for an expensive piece of…
11 Simple Ways to Lower Income Tax: Better Prepare Earlier than Later
The tax season, more than any other time of a year, calls to mind that tax takes a sizable proportion of our income. While…
8 Smart Ways to Save Money at Restaurants
I’m living a frugal lifestyle and cook most meals at home. It does not mean that I hate dining out. Sometimes I do want…
7 Reasons Why Your New Year Financial Resolutions Do not Stick
Many of us like to set goals for the new year about career, health, relationship, or finance, but only a small percentage of people…
The Best Gift for yourself: Self-Improvement through Udemy Online Courses
Whether it is for writing a blog post, for using a new software, or for being a better communicator in daily life, I constantly…
How to Save Money on Car Costs: 12 Practical Tips
Owning a car is likely one of your largest expenses. The expenditure on gasoline, insurance, maintenance can take a large toll on your budget.…
Valentine’s Day Gifts under $15 for Her
In a month, it's Valentine's Day—the sweetest time of the year. The first Valentine's Day that Roy (my husband now) and I spent together,…